Families We Serve
As planning professionals, our goal is to provide the families we work with creative, objective, and effective wealth management recommendations on the Critical Financial Events that they face. We help these families develop well thought out plans to help them achieve their financial goals and objectives. We believe our clients feel a tremendous weight of concern that’s lifted when they know they have a customized plan in place, coupled with experienced recommendations.
Business Owners
Serving the financial needs of business owners for more than two decades fosters the understanding your business is your life. Pouring every ounce of your energy creates more than an organization where people simply work. Employees become close as family and your company grows into a community pillar. Ensuring the financial needs of you and your family are met, while simultaneously making sure your employees are in good hands as you decide to step away can seem like a daunting task.
Studies indicate that 75% of business owners profoundly regret selling their business after only one year. The main culprits: insufficient preparedness, both personally and financially and/or their business was not ready.1
• Are Inside Exit Options better than Outside, is an Employee Stock Ownership Plan (ESOP) the most tax advantageous route, can my family manage this business, should I consider a Private Equity partner, or sell a portion or majority stake to a Strategic Buyer?
• What are my Wealth and Profit Gaps and how do I
close them?
• What are Attractiveness and Readiness Scores, what
are mine, and how do I improve them?
• What is my business worth, what is the range of multiples in which my industry
trades, how do I become a Best-in-Class organization?
These are only a few of the questions that business owners should be considering, regardless of whether succession planning has entered your mindset. “Exit planning is good business planning.” As a Certified Exit Planning Advisor™, Steve will not only help guide you through the various stages of Exit Planning but work alongside your other trusted advisors to help ensure you make educated decisions that are in your best interest.
1. Christopher Snider, Walking to Destiny
Women and Wealth Planning
Over the years it became obvious to us that our practice had a significant concentration of women. When we reached out to ask why, our clients stated that they appreciated that we take the time to listen, to understand and to genuinely care. Respecting and valuing your opinion, along with being supportive, are especially important qualities.
In addition to traditional financial and investment planning needs, we have also learned there are unique goals that are often important to you.
• Financial Confidence
• Independence in your Encore Years
• Caring for Loved Ones
• Long Term Care Insurance
• Philanthropic Endeavors
• Wellness Planning
Executive Services
As a business owner or executive, there are immense demands on your time and resources. Having trusted and reliable partners is a critical component to success in both your professional and personal life. A keen focus on attention to detail is an absolute must.
We understand and appreciate the needs you require from our team. Multifaceted situations, such as deferred compensation, equity awards, and private asset or business sales, carry unique complexities from taxes to proper risk mitigation. A lack of thorough planning can lead to missed opportunities or unnecessary and/or significant tax liabilities.
• Business and Private Asset Sales
• Tax Mitigation Strategies
• Stock Option Exercise and Sale
• Estate and Trust Planning Strategies
• Cash Flow Analysis
• Concentration Solutions
• Generational Wealth Transfer
• Insurance Strategies
Steward Partners Investment Solutions, LLC (“Steward Partners”), its affiliates and Steward Partners Wealth Managers do not provide tax or legal advice. You should consult with your tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
Steward Partners Investment Solutions, LLC offers insurance products in conjunction with its licensed insurance agency affiliates.
CFP Board owns the marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the U.S.