Our Vision and Partners
Our commitment is to help bring clarity, confidence and structure to your financial journey so that you have the confidence to live your life to its fullest. Put simply, we want you to have fun and spend more time enjoying life.
In helping our clients manage the complexity of their wealth, Ensign Wealth Partners seeks to develop relationships that are candid, respectful and mutually beneficial. We want to build a solid foundation and set proper expectations for our relationship so we can succeed together.
Working closely with you, Ensign Wealth Partners seamlessly integrates the three critical components of wealth management: Investment Management, Financial Planning, and Tax/Estate Planning Strategies.
Team Members

Stephen D. Calder, CFP®, AIF, CEPA
Partner, Managing Director, Wealth Manager
Steve graduated from Brigham Young University with a Bachelor of Science degree in Marketing. He also holds an MBA from the University of Utah. He is a CERTIFIED FINANCIAL PLANNER® practitioner, an Accredited Investment Fiduciary® (AIF®) and is a Certified Exit Planning Advisor (CEPA®). He spent 20 years in the healthcare and medical device markets in senior marketing and business development roles before founding Ensign Wealth Partners.
Steve’s areas of focus include special needs financial planning, tax planning strategies, corporate retirement plan design, IRA's, investments, insurance and business exit planning strategies.
Steve is actively involved with his family, church and community. He and his wife have five children and 4 grandchildren. In his free time, he enjoys cooking, fly fishing, flying and spending time with his family.
(CA Insurance License Number: 0G35951. Resident state UT.)
Certificates
CFP®, AIF, CEPA

Jed D. Dewsnup, APMA
Partner, Managing Director, Wealth Manager
Jed provides knowledge and experience in areas such as investment planning for individuals and business owners. Jed helps to develop portfolios for retirement and emphasizes planning based on determining how his client's portfolio will fit into their lifestyle.
With 7 years of extensive entrepreneur and franchise ownership experience, Jed's background provides a foundation for investment planning for business owners as their business grows.
Jed, along with his wife, Erin, and their two daughters, Kate and Page, leads an active outdoor lifestyle and shares a passion for the sand dunes. In the spring and fall, they make frequent weekend camping trips throughout Utah and Idaho.
Certificates
APMA

Zachary R. Calder, CFP®, AIF, AFC
Partner, Financial Planner
Zach has been with the Ensign Wealth Partners team since 2019. He started by working as a Client Service Associate, assisting with administrative tasks associated with serving clients. As Zach gained more experience, he earned more and more job responsibilities and, today, Zach enjoys helping clients work toward their financial goals. Zach earned his Bachelor of Science degree in Personal Financial Planning at Utah Valley University. In early 2024, Zach passed the CFP® Exam and is now proud to call himself a CERTIFIED FINANCIAL PLANNER® professional. Zach has also earned the Accredited Investment Fiduciary® (AIF®) and the Accredited Financial Counselor® (AFC®) credentials. Zach developed a passion for providing individuals with financial planning and education during his time volunteering as a financial coach at UVU’s Money Success Center. Zach brings that same passion to his work as a financial planner at Ensign Wealth Partners and strives to provide an excellent client experience to each of his clients.
Certificates
CFP®, AIF, AFC

Heather Kapp
Partner, Client Administrative Manager
We believe clients benefit from Heather's 25 years of experience in various client-facing roles in financial services. She is dedicated to providing an elevated standard of care to our clients and their families.
Whether it's processing retirement income distributions, coordinating client deposits and withdrawals, or providing account reporting or tax documentation, Heather works proactively to ensure clients have a tremendous service experience.
Heather hails from North Carolina and is a proud Tar-Heel fan. She lives with her husband and daughter in Syracuse, Utah and enjoys visiting another daughter and granddaughter in Twin Falls, Idaho as often as she can.